First Micro Finance Bank is based in Karachi, Sindh, Pakistan. First Micro Finance Bank is the embodiment of the concept of micro loans as a means to spur development in the third world. These loans are quite small relative to normal Western financial arrangements, often less than US$20, but provide access to capital that was never possible due to economic, cultural, or historical reasons. First MicroFinance Bank was set up by Aga Khan Rural Support Programme and the Aga Khan Fund for Economic Development in March, 2002.

The FMFB needed a customized version of a Human Resource Management System with additional focus on organizational structure, Succession Planning and Loans and Insurance. The bank places a lot of focus on its employee loans and insurance which gives rise to additional requirements regarding employee dependent declaration and asset management. Avenir Technologies has designed a specialized personnel management system that is ideal for handling sensitive employee information and makes provisions for handling any situation that can possibly arise in an organization.